Between family events, travel plans, scorching temps, and relentless humidity, it’s tempting to reach for the easiest, most breathable piece you own… even if it doesn’t exactly scream timeless style.
Here’s the good news: looking polished in the heat is possible—and surprisingly simple—when you lean into the refined, effortless appeal of the Old Money aesthetic.
This classic, understated style channels European elegance, quiet luxury, and wardrobe staples made to last. Think Jackie O., Carolyn Bessette-Kennedy, or Sofia Richie Grainge. It’s not about flashy labels—it’s about quality, confidence, and clothes that speak without shouting.
Ready to exude class, even in the heat? Here’s how to embrace Old Money summer style—without breaking a sweat.
#1 – Embrace Natural, Breathable Fabrics
The first rule of dressing elegantly in summer? Start with the right fabrics. Choosing high-quality, natural, breathable materials like crisp cotton, airy linen, and silk blends ensures you stay cool without sacrificing polish. These fabrics not only help regulate body temperature but also naturally drape in a way that feels both effortless and elevated.
A classic cotton white button-down paired with tailored linen-blend shorts or trousers creates a chic, put-together look—even on the hottest days. You also can’t go wrong with a classic shirt dress—it never goes out of style and always looks sophisticated. (And don’t stress too much about linen wrinkles.)
#2 – Stick to a Soft, Neutral Color Palette
Color plays a powerful role in achieving the Old Money look. This aesthetic leans into timeless hues that evoke sophistication: ivory, dove gray, soft camel, navy, blush pink, and pale blue. These muted tones, like the beige dress pictured above, feel lighter and more luxurious in the summer sun and allow your outfit to look high-end without trying too hard.
While soft neutrals are ideal for reflecting heat and feeling fresh, don’t shy away from black. When styled with intention and crafted in breathable fabrics like linen or cotton, black can look incredibly polished—even in the heat. Picture a monochrome black outfit paired with gold accessories for a refined summer evening look.
The best part about neutrals? They’re easy to mix and match. No stress, no overthinking—just elegant combinations that always work.
#3 – Favor Tailored Silhouettes That Flatter
Structure is the secret weapon of the Old Money wardrobe. It doesn’t mean stiff—it means intentional. Flowy doesn’t have to be frumpy. A relaxed summer blazer over a fitted dress, a chic vest with matching high-waisted linen trousers, or a midi dress with subtle pleating can all create that polished, pulled-together vibe.
Tailoring instantly elevates an outfit and highlights your shape in a flattering, refined way. Even casual pieces—like trouser shorts or tanks—feel elevated when they’re tailored to perfection.
Think of it as the opposite of boho. While boho embraces ultra-flowy, unstructured layers and eclectic patterns, the Old Money aesthetic leans into clean lines, quality fabrics, and subtle elegance. It’s less carefree festival, more refined yacht club.
#4 – Invest in Minimal, Impactful Accessories
In true Old Money fashion, accessories are curated—not cluttered. A few thoughtful pieces can transform an outfit, adding quiet elegance without overpowering your look. Think a sleek, structured handbag, a beautiful gold necklace or a slim gold watch—pieces that whisper sophistication.
A silk scarf tied gracefully on the handle of your handbag or knotted at the neck brings subtle refinement. When it comes to footwear, opt for quality over trend: neutral-toned leather sandals, espadrilles, or simple ballet flats that carry you seamlessly from errands to al fresco dinners.
Skip the loud logos and excess embellishment. True elegance lies in simplicity, quality, and the kind of confidence that doesn’t need to shout.
Want to Build Your Summer Capsule Wardrobe with Old Money Style in Mind?
#5 – Keep Hair and Makeup Polished but Natural
Old Money beauty is about refinement, not excess. It’s less about masking and more about enhancing your natural features. Swap heavy glam for a radiant, dewy base, soft blush on the cheeks, and a sheer lip tint in a nude, rose, or berry tone. Lightly defined brows and a swipe of mascara go a long way in creating that effortless polish.
For a summer-ready, light, luminous glow, I love mixing Colleen Rothschild’s Sheer Renewal Cream with the Wonderfilter Brightening Primer by Beauty Pie. This combo creates the perfect radiant base—giving you that subtly lit-from-within look.
When it comes to hair, keep it clean and classic: a sleek low bun, soft waves brushed away from the face, or a center part that enhances your natural texture. Even a simple ponytail feels elegant when styled with intention.
The goal? A beauty look that feels effortless, fresh, and quietly confident—like you just stepped out of a European summer holiday looking impossibly chic (without even trying).
#6 – Let Simplicity Be Your Signature
Perhaps the most defining trait of the Old Money aesthetic is a less-is-more mindset. Instead of chasing fast fashion trends, it’s about curating a wardrobe of timeless pieces that speak to your personal elegance. A few high-quality staples—like wide-leg trousers, a sleeveless silk blouse, a versatile neutral dress, and a structured tote—can mix and match endlessly. This approach not only elevates your style but simplifies your summer dressing routine. You’ll feel empowered knowing everything you wear reflects who you are: polished, purposeful, and elegant.
Looking elegant in the summer doesn’t mean sacrificing comfort—it’s about dressing with intention. Choose well, invest in simplicity, and let refined details do the talking. The Old Money aesthetic isn’t a costume or a trend—it’s a quiet, confident expression of personal power and timeless style.
With the right pieces and mindset, elegance becomes effortless—even in the heat.